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The broker who has never sold one.
Islamic home finance is still a specialist panel. A broker who only knows Halifax will translate unit purchases as overpayments and rent as interest, then wonder why the solicitor is stalling.
The Mizan desk · 7 September 2026 · 8 min
IFA Magazine and Mortgage Strategy now run Gatehouse product copy as if it were a lender launch, because for the intermediary market that is what it is. Offa’s 2026 pitch was explicitly to brokers: paperless, faster, family-assist, stay on the same name from bridge to HPP. That is how a village becomes a panel.
The comparison table was built for loans. Using it is a concession. Believing it is a mistake.
What to ask the intermediary
How many HPPs have you completed in the last year. Which solicitor. What happens on early settlement in pounds. Which of Offa, Gatehouse, Al Rayan, StrideUp, BLME, UBL will actually accept this property. If the answer is a screenshot of a Twitter rate card, keep walking.
Whole-of-market in conventional mortgages means hundreds of lenders. Whole-of-market in HPP means you can name the providers without taking a breath. That thinness is the premium’s cousin.